Chesterfield County Library System

Business and Finances

Social Security

Get your free personal online my Social Security account today!

You probably plan to receive Social Security benefits someday. Maybe you already do. Either way, you’ll want a My Social Security account to:

  • Keep track of your earnings and verify them every year
  • Get an estimate of your future benefits if you are still working
  • Get a letter with proof of your benefits if you currently receive them
  • Change your address
  • Start or change your direct deposit
  • Get a replacement SSA-1099 or SSA-1042S for tax season

Setting up an account is quick, secure, and easy. Join the millions and create an account now!

Starting a Small Business

U.S. Small Business Administration delivers millions of loans, loan guarantees, contracts, counseling sessions and other forms of assistance to small businesses. SBA provides assistances primarily through its four programmatic functions:

  • Access to Capital (Business Financing)
  • Entrepreneurial Development (Education, Information, Technical Assistance & Training)
  • Government Contracting (Federal Procurement)
  • Advocacy (Voice for Small Business

Starting a Small Business Pathfinder

An overview on the basics of starting your own business. It contains both Internet based and print sources, as well as a list of organizations and periodicals to assist you in planning and running your own company. The information is geared toward opening a business in the United States, and is focused more on running small businesses in general, rather than specific small businesses.

Retirement Planning

Credit & Debt

  • 360 Degrees of Financial Literacy - Developed by the American Institute of Certified Public Accountants to help Americans understand their personal finances through every stage of life. 

  • Avoiding Foreclosures - Accurate, unbiased information from HUD for homeowners facing foreclosure. 

  • Bankrate - Compare rates for checking, savings, CDs and mortgages. Also includes bank ratings and calculators to compare borrowing costs. 

  • Cash Course®  - Free non-commercial financial education resources for colleges from the National Endowment for Financial Education.
  • Getting Through Tough Financial Times - Sound advice on coping with financial stress. 

  • Help With My Bank - Created by the U.S. Treasury Office of the Comptroller of the Currency, this site reinforces the fair treatment of national bank customers and answers questions on credit cards, mortgages and loans. 
  • Making Home Affordable - U.S. government program providing support for homeowners, including mortgage and foreclosure assistance.
  • Mortgage Foreclosure Resources - Resources from the Federal Reserve System for consumers, small municipalities, housing counselors and community groups.

  • Small Business Administration - The voice of small business on Capitol Hill since it was created in 1976, the Office of Advocacy works to protect, strengthen and represent the interests of the nation’s small businesses within the Federal Government.

College Financing